{"id":148,"date":"2024-10-21T04:00:00","date_gmt":"2024-10-21T10:00:00","guid":{"rendered":"https:\/\/www.associated-ins.com\/blog\/?p=148"},"modified":"2024-10-15T15:29:40","modified_gmt":"2024-10-15T21:29:40","slug":"motorcycle-insurance-in-the-winter-months","status":"publish","type":"post","link":"https:\/\/www.associated-ins.com\/blog\/motorcycle-insurance-in-the-winter-months\/","title":{"rendered":"Motorcycle Insurance in the Winter Months"},"content":{"rendered":"<p>Motorcycle owners in the Westerville, OH area need to ensure they have proper coverage, but some mistakenly think that they don&#8217;t need to have an active policy during the winter months. Allowing coverage to lapse during the winter removes valuable protection for the motorcycle, even if it&#8217;s not being driven. Our agents at Associated Insurance Agencies Inc. can help you learn more about your options and the reasons year-round coverage is important.<\/p>\n<h2>Non-riding Risks Can Occur<\/h2>\n<p>If the motorcycle isn&#8217;t on the road, incidents can still happen. It can be vandalized or stolen. A tree may fall on it. You never know, so continuous coverage provides protection as long as you have comprehensive coverage.<\/p>\n<h2>Continuous Coverage<\/h2>\n<p>Insurance companies sometimes give discounts to policyholders who maintain continuous coverage. Letting your policy lapse during the colder months could remove those discounts, which would mean higher premiums. Plus, there&#8217;s a chance that a warm day will happen, and you won&#8217;t be able to ride if you don&#8217;t have coverage on the motorcycle.<\/p>\n<h2>Complexities of Reinstatement<\/h2>\n<p>Restarting insurance coverage after a lapse can be complicated. In some cases, you can&#8217;t just start paying the premium on a new policy. You may have to go through the entire process again of having paperwork done, having inspections done, and paying for a higher premium.<\/p>\n<p>As you can tell, it&#8217;s crucial to ensure that your motorcycle has coverage, even if you don&#8217;t think you&#8217;re going to ride it. Contact our knowledgeable agents at Associated Insurance Agencies Inc. to discuss your Westerville, OH motorcycle needs. We&#8217;re ready to help you get the coverage you need.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Motorcycle owners in the Westerville, OH area need to ensure they have proper coverage, but some mistakenly think that they don&#8217;t need to have an active policy during the winter months. Allowing coverage to lapse during the winter removes valuable protection for the motorcycle, even if it&#8217;s not being driven. Our agents at Associated Insurance [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[9,14,8],"class_list":["post-148","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-associated-insurance-agencies-inc","tag-motorcycle-insurance","tag-westerville-oh"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.associated-ins.com\/blog\/wp-json\/wp\/v2\/posts\/148","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.associated-ins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.associated-ins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.associated-ins.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.associated-ins.com\/blog\/wp-json\/wp\/v2\/comments?post=148"}],"version-history":[{"count":1,"href":"https:\/\/www.associated-ins.com\/blog\/wp-json\/wp\/v2\/posts\/148\/revisions"}],"predecessor-version":[{"id":149,"href":"https:\/\/www.associated-ins.com\/blog\/wp-json\/wp\/v2\/posts\/148\/revisions\/149"}],"wp:attachment":[{"href":"https:\/\/www.associated-ins.com\/blog\/wp-json\/wp\/v2\/media?parent=148"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.associated-ins.com\/blog\/wp-json\/wp\/v2\/categories?post=148"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.associated-ins.com\/blog\/wp-json\/wp\/v2\/tags?post=148"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}