{"id":187,"date":"2026-05-31T12:00:00","date_gmt":"2026-05-31T18:00:00","guid":{"rendered":"https:\/\/www.associated-ins.com\/blog\/?p=187"},"modified":"2026-05-19T01:03:22","modified_gmt":"2026-05-19T07:03:22","slug":"can-a-parent-or-guardian-get-a-life-insurance-policy-on-a-minor-in-ohio","status":"publish","type":"post","link":"https:\/\/www.associated-ins.com\/blog\/can-a-parent-or-guardian-get-a-life-insurance-policy-on-a-minor-in-ohio\/","title":{"rendered":"Can a Parent or Guardian Get a Life Insurance Policy on a Minor in Ohio?"},"content":{"rendered":"

What to Know About Life Insurance Policies for Minors<\/h2>\n

For parents or guardians who want to know if getting an insurance policy on a minor in Westerville, OH is possible, the answer is yes. When you contact us at Associated Insurance Agencies Inc, we’ll answer your questions and go into detail about the steps to take. <\/p>\n

Considerations of a Life Insurance Policy<\/h2>\n

To insure a minor in Ohio, there are several things to consider. Before a policy can be issued, the person requesting the policy must be the minor’s legal guardian or parent. <\/p>\n

If the minor is 15 years old or older, Ohio allows them to be insured, but, their consent may be required.<\/p>\n

Policy types usually include whole insurance, universal life, or term insurance, with the guardian or parent named as the beneficiary. <\/p>\n

A policy may be purchased to provide benefits to the parent or guardian in the event the minor passes away before reaching the legal age. A policy may also be purchased, with a conversion rider included, that will transfer the policy from the parent or guardian to the insured once they reach the legal age.<\/p>\n

Depending on the policy type, they will have coverage as they get older and may have the option to increase the coverage. It may also make it easier to get additional coverage without the requirement for a medical examination.<\/p>\n

Contact Us<\/h2>\n

For answers to any question you have about a life insurance policy for a minor in Westerville, OH, contact our team at Associated Insurance Agencies Inc. who will provide you with the answers you need. Our agents are well-versed in life insurance for minors and ready to help you make an informed decision. <\/p>\n","protected":false},"excerpt":{"rendered":"

What to Know About Life Insurance Policies for Minors For parents or guardians who want to know if getting an insurance policy on a minor in Westerville, OH is possible, the answer is yes. When you contact us at Associated Insurance Agencies Inc, we’ll answer your questions and go into detail about the steps to […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[9,26,29,22,21],"class_list":["post-187","post","type-post","status-publish","format-standard","hentry","category-life-insurance","tag-associated-insurance-agencies-inc","tag-insurance","tag-life","tag-oh","tag-westerville"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t