Commercial Insurance in Ohio

You don't have to purchase commercial liability insurance in Ohio. However, commercial liability insurance is an important way to protect your Ohio business in cases of claims of damage or injury experienced by others and caused by your employee or yourself. Other types of commercial coverage can also help safeguard your business assets. Your Associated Insurance Agencies, Inc. agent in Westerville, OH, or one of our other six locations, is available to answer all your questions on Ohio business insurance.

Types of Commercial Insurance

Typical commercial coverage options in Ohio include:

• Bodily Injury covers physical damage suffered at your business or injuries caused by a working employee at any location.
• Property Damage takes care of damage to another person's property if caused by a company employee.
• Personal Injury pays for damages in a court case against you or your business regarding copyright infringement, slander, libel, invasion of privacy and similar acts.
• Advertising Injury relates to damages caused by your advertising
• Legal Defense pays for costs associated with court judgments against the business. (Excludes punitive damages for negligence.)

Speak with your Associated Insurance Agencies, Inc. representative to determine which coverage would best serve your business.

Ohio Small Business Insurance

Mandatory

Ohio requires companies with one or more employees to carry workers compensation insurance.

Optional Coverages

If you own an accounting, legal, medical, or real estate business, you should consider errors and omissions and product and professional liability to cover possible risks associated with your industry. There are other types of insurance that may benefit your business, and you should follow up with your insurance agent for a full review of possible policies.

Contact Us

Call your Associated Insurance Agencies, Inc. agent for more information on commercial insurance coverage for your business or come by one of our office in Westerville, OH or throughout the state for a quote. This is a great time to review whether your auto policy adequately meets your business needs.