Required Auto Insurance in Ohio

Driving in Ohio requires a number of different minimum coverages to stay legal. The Ohio Financial Responsibility Law sets the amounts and makes it mandatory to pay for an accident that you cause. When you go to renew your license or your auto registration, you have to sign a paper saying that you won’t drive without insurance. Ohio also has the Random Selection Program for drivers. This allows the Bureau of Motor Vehicles to pick you at random to prove that you have insurance. To make sure you have the coverage you need, call us at Associated Insurance Agencies Inc. in Westerville, OH.

Coverage for Bodily Injury

If you have caused an accident, you will be responsible for the medical bills of the other parties in the accident. This type of coverage is called bodily injury liability, and you must maintain a minimum amount of it that will cover each person who has been injured in the accident. There is another amount that you must carry in order to pay the medical bills of more than one person who were in the accident. It’s often recommended to add to your bodily injury coverage, as medical bills have gotten more expensive in recent years. 

Coverage for Property Damage

Property damage is the other required part of insurance in Ohio. There is a specific minimum amount you must have for any damage you cause to someone’s property during the accident. This may include another vehicle from the accident or even someone’s building if your car did damage to one. 

Call For Your Appointment

If you need auto insurance, don’t let another day go by. Call us at Associated Insurance Agencies Inc. in Westerville, OH to make your appointment with a knowledgeable insurance agent about your coverage.