More homeowners are opting to install solar panels on their homes to help them produce clean energy. As such, people often wonder if these types of panels are covered by their home insurance policy. Here at Associated Insurance Agencies Inc., serving the greater Westerville, OH region, we want to provide you with the answer to this question. Read on to learn more. 

Does Your Home Insurance Policy cover Solar Panels? 

Most home insurance policies will cover your solar panels as long as they are installed on your home, such as mounted to your roof. If you have standalone solar panels installed, which is more common for commercial spaces and pretty rare for homeowners, your panels may not be covered. If your policy covers your panels, it is important to understand that the panels are only covered with covered events for your policy. For example, earthquake damage is typically not covered by a standard homeowners policy, so damage to your solar panels by an earthquake would not be covered. 

Do You Need to Notify Your Home Insurance Company You Installed the Panels? 

You do not need to notify your home insurance company if you install solar panels on your home. However, solar panels are pricey, so you may need to increase your home insurance policy limit after installing solar panels. 

Your home insurance policy generally covers rooftop solar panels, but many homeowners need to increase their policy limits to ensure they have enough coverage after installing solar panels. Suppose you are preparing to install solar panels and need to up your policy limit or find a new home insurance policy. In that case, Associated Insurance Agencies Inc., serving Westerville, OH, would love to help you. Contact us now to get started.