Planning for Your Funeral: A Beginners Guide For Serious Thinking

A funeral is one of your most challenging and important decisions. The thought of planning for the inevitable can sometimes feel unbearable. But planning for it now can save your loved ones added stress and burden when your time comes. Associated Insurance Agencies Inc. understands this process is critical, so we’re here to help those in the Westerville, OH area plan for the future.

Choose Your Disposition Method.

One of the most important things to decide is what method you will use to dispose of your remains after you die. Some people donate their bodies for medical training to help future doctors, while others prefer to have a more traditional funeral. Many options allow you to select a different method of disposition to best suit your needs and preferences. If you are more earth-conscious, you can even have a green burial.

Decide How You’d Like To Be Memorialized.

This can be very personal. Do you want a religious ceremony or a small private gathering? Maybe you’d prefer a celebration of life party? It’s essential to do your research and get several estimates to better understand what you’re looking at and what your final costs will be.

Determine Your Final Resting Place.

The next step is to determine your final resting place. If you want to be buried in a cemetery, you may need to reserve your plot ahead of time. If you wish to donate your organs, you need to register for the program first. Scattering your ashes legally often requires permission from the local authorities first.

Plan Your Payment.

The next important step is to work out the costs of your funeral. Address any outstanding debt before the funeral to make sure you have the funds to pay for your funeral. It’s important to remember that if you don’t pay off any debts before your death, your loved ones may have to pay for the funeral and related costs. Make sure you have enough money saved for your funeral costs, either as a gift for your loved ones or as a separate fund.

Consider Life Insurance.

One of the final things to consider is purchasing life insurance. This insurance pays a death benefit if you die while on the active policy. The death benefit can then be used to pay for your funeral costs or to help your loved ones pay off any remaining debt. Associated Insurance Agencies Inc. of Westerville, OH can help you find the right life insurance coverage for your final plans.