Transmission problems in Westerville, OH can damage vehicle parts and cause vehicle failure. Can auto insurance cover transmission repair or replacement? At Associated Insurance Agencies Inc., we aim to show you the connection between auto insurance and transmission damage.
How Did the Transmission Damage Occur?
Your auto insurance could potentially cover the costs of repairing or replacing your transmission, depending on the circumstances that led to the damage. A damaged transmission can occur because of:
- Wear and tear or lack of maintenance.
- A collision or other type of car accident.
- Situations beyond your control, such as fire, vandalism, or an animal impact.
Policies differ among drivers and insurance companies, but certain circumstances could potentially result in your insurer covering the cost of damages. However, for that to happen, you’ll need the correct type of coverage and coverage amounts.
What Will Auto Insurance Cover?
Many of the things auto insurance may cover will come with your collision and comprehensive coverage. The optional nature of these insurance types means you will have to have them as part of your extended policy. Nevertheless, if your transmission damage comes from a car accident or collision with an object, your collision coverage can help with transmission repairs.
Equally, if damage occurs because of vandalism, natural disasters, fire, or similar situations, your comprehensive coverage can help. These are the things collisions and comprehensive coverage exist for.
If your transmission damage occurred due to wear, tear, neglect, or lack of proper maintenance, your insurance will unlikely cover the resulting damage. Certain insurance providers offer policies covering mechanical breakdowns and other related issues, which can be immensely helpful in such situations.
As you can probably tell, this isn’t a cut-and-dry situation. The best thing you can do is review your policy and ask a Westerville, OH insurance company directly. To learn more about what auto insurance can cover regarding your car and its transmission, contact Associated Insurance Agencies Inc. today.