How To Maintain Life Insurance For Family Member Out-of-State

In life, we all want to live it, enjoy it, and do the best that we can for our loved ones. We only get one time to live, so it is essential to make the most of it while we can. In the worst-case scenario that you pass away at an untimely moment, it is important to make sure that your family is well taken care of. When a family has to grieve the loss of a loved one, it also comes with the added stress of financial obligations as well. 

At Associated Insurance Agencies, Inc., we make sure that our clients and family are provided with the best life insurance coverage possible. It is crucial to work with an agency that has your best interest at heart. We are based in Westerville, OH, and have multiple offices in the state of Ohio. Our agency serves the community by providing insurance policies that help make our client’s lives as easy as possible. Here are a few reasons as to why having life insurance is vital to invest in as soon as possible. 

If you pass away with outstanding debt from things such as your home, cars, or other personal belongings, having the right life insurance policy will help cover those expenses. The balance of your life insurance will help your loved ones cover as much as possible, so they do not have to stress about a substantial financial burden. Leaving an inheritance for any of your family members is also part of having beneficiaries within your life insurance policy as well. Would you like to make sure that your children have secure funds for college? A life insurance policy can be utilized in covering college tuition and financial needs. As a parent, this can be one final fulfillment that you can leave your child with to set them up for success and achieving their dreams. 

Are you ready to discuss the life insurance options that we have available for you? To speak to an agent at Associated Insurance Agencies, Inc., please feel free to call our office at (800) 935-2335. If you prefer to inquire about our services and an agent via e-mail, you can e-mail our team at, and an agent will respond to your inquiry in a timely fashion. 

What are my Ohio life insurance options?

For people in the Westerville, OH area, having proper personal insurance is crucial. While this includes having a good home and auto insurance policy, you also need to make sure that you carefully consider your life insurance needs and options. For those that think they need life insurance, several different insurance options should be considered. 

Whole Life Insurance

Getting whole life insurance is a good option for people that want insurance coverage but are also looking for an investment option. When you get whole life insurance, you will receive coverage for the rest of your life as long as you keep making premium payments. A significant advantage of this type of insurance is that your part of the premium payments will build and add up and can be liquidated in the future, which makes it a great investment option as well. 

Term Life

For those looking for the most coverage at the most affordable rate possible, term life insurance is a good option. When you get this life insurance, you will receive coverage for the full policy amount and the pre-determined term of the policy. Typically, this type of life insurance will also provide a lot more coverage with a lower premium, but you will not be able to liquidate the policy in the future. 

One of the most significant decisions that someone in the Westerville, OH area will make is when they purchase a new life insurance policy. Since this is such a big choice, you need to make sure that you are adequately represented. One of the best ways to do this is by hiring Associated Insurance Agencies, Inc. for your life insurance needs. The team at Associated Insurance Agencies, Inc. can help you to pick the right life insurance policy for your situation. Contact our office for a quote.

Marital Status Change? = A Change To Your Life Insurance

We don’t have to tell you that your life is about to change.

When you get married or divorced it is a major life event. The personal effects not withstanding, your financial status is going to change dramatically.  We don’t just mean who your life insurance beneficiary is currently. Due to the nature of the marital union, your financial responsibilities will be affected enormously. The agents at Associated Inurance Agencies Inc. in Westerville, OH are well acquainted with navigating the changes that will occur in your financial life. 

 You may want to change the type of life insurance you currently possess. Savings will be more important as your marital status changes. Whether you’re getting married or divorced, you may have children that you have to provide for, you may have to provide for a different domicile as well as your own domicile. You may have to provide support payments. Life insurance can be used as a financial product that builds cash value and that you can take loans out against. Conversely, your financial obligations may be diminishing and you may decide to change your life insurance from a more comprehensive, whole life policy to a simpler, term life insurance policy. Let us help you understand how to best take care of your financial responsibilities with your major life event.

Speaking with one of our agents at Associated Inurance Agencies Inc. with offices throughout Ohio including Westerville, OH will give you better options and help you understand how your life will be affected by your new status. Contact us today so that we can begin discussing your new insurance responsibilities.  Servicing the great state of Ohio you can give us a call today at 800-935–2335. In addition to life insurance, we also offer home insurance, commercial insurance, condo, and health insurance products.