Health insurance FAQ’s

Choosing your health insurance is one of the most important decisions you make every year. The quality of your health care is directly affected by your health insurance and whether you have coverage. If you aren’t covered you may delay or avoid getting the preventive care that you need. This can be damaging to your health in the long run. At Associated Insurance Agencies Inc. in Westerville, OH we were established in 1923 and as independent agents, we are able to offer our customers the finest national and regional carriers to provide for their insurance needs. 

Is my doctor on the plan? 

If you have a doctor you prefer to use for your regular health care it is important they take the insurance you are planning to get. Every plan has a network of providers they contract with, and it is easy to find out what plans your doctor takes. 

How much will the insurance cost me per month?

At the end of the day, you need to be able to afford whatever plan you are considering. It is a primary consideration and letting your agent know what you can afford to pay is vital. 

What is the plan deducible? 

Every plan has a deductible that has to be met before coverage begins. You need to balance the deductible with the amount you will be paying each month to make sure it makes sense. 

Does the health insurance include prescriptions, dental, and vision? 

In addition to basic medical care, you can get extras with your health insurance. If you have prescription medication that you take, you want to make sure it is included with your plan. Vision and dental are also important coverage that most people want. 

Call or visit Associated Insurance Agencies Inc. in Westerville, OH when you are ready to choose your health insurance.