Auto Insurance

3 Ways to Prepare Your Car For an Ohio WInter

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As the winter temperatures start to creep into Westerville, OH with the holidays, it is time to have your car prepared for an Ohio winter. Below are some tips we offer our clients at Associated Insurance Agencies, Inc. to get them prepared and keep them safe through the frigid temperatures. 

How are your windshield wipers?

Designed to keep your windshield clear of weather and debris, windshield wipers are essential for clearing ice, snow, and sleet out of the way. Give them a test and determine if they have enough padding on the wiper blade. If it is below half or scraping your windshield, visit your local service center to have a new set installed. For vehicles with rear wipers, check them, as well. 

How is your battery? 

While you are at the service center, have them inspect your battery life and determine if it is operating at full power. If it is operating less than 75 percent of its potential, go ahead and have it replaced. The cold weather in Ohio has the ability to weaken batteries substantially that is already gradually on the decline. 

Have your oil changed soon

Unless you had your oil changed in the last three months, it is a good preventative practice to go ahead and have the oil changed in your car. Having strong and fresh oil going into the winter will give your engine maximum performance and the ability to stand up to cold temperatures and a winter environment.

Have the auto insurance you need

At Associated Insurance Agencies, Inc., we offer our clients in the Westerville, OH area auto insurance that will meet all of their insurance needs. Feel free to use our online rating tool for your personal quote or give us a call today.

Roadside Auto Coverage with My Auto Insurance Policy in Westerville, OH

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Associated Inurance Agencies Inc. serves the Westerville, OH area and wants to make sure that all of your options are available to you. When you are purchasing an auto insurance policy, it’s important to know the requirements as well as the add-ons and whether they are worth it or not. The real question for us is, "How much is roadside insurance worth to you?"

Third Parties vs. Your Current Auto Insurance Carrier

It’s important to educate yourself on the differences. One of the main differences with adding on roadside insurance assistance to your current auto policy is that you get what you pay for. Generally, your auto insurance roadside insurance will offer more perks and be less expensive including:

  • Towing
  • Battery charging and services
  • Flat tire assistance
  • Winching
  • Extrication
  • Fuel delivery

The state of Ohio has a very minimum bare bones requirement on automobile policies: Bodily Injury Liability Coverage as well as Property Damage Liability Coverage. Rarely does a car owner just go with this type of insurance. In order to demonstrate financial responsibility, most people up to their bodily injury and property damage from $25,000 to $50,000. If your minimum insurance doesn’t cover all property damage in case of an accident, your assets may be seized. 

What do You Want to Pay for?

Because the minimum amount of insurance is more of a risk, most people choose to protect their assets. In fact, some car loan companies may require you to carry full coverage and coverage on any other drivers if you are getting a car loan. This is one reason that many people also choose to add on roadside assistance. 

Roadside assistance coverage is an option on almost every insurance policy. For most people, using your roadside assistance coverage does not lead to an increase in your rate. 

Please stop by one of our six locations serving the Westerville, OH area. Associated Inurance Agencies Inc. wants to make sure that you have a policy that fits your exact needs. Current customers are also encouraged to stop by on an annual basis to keep their policy updated.